101 Massachusetts Based Fintech Companies | The Most Innovative Fintech Companies

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Fintech companies in and around Massachusetts have taken different approaches to reshaping the financial industry. While one is developing a novel way to make life insurance more accessible, another is reinventing the world of digital banking. For each of Massachusetts’ established and fledgling fintech leaders, changing the future of finance is a part of the daily grind. Here’s a look at 101 fintech companies in and around Massachusetts doing their part to disrupt a leading industry.

Circle

Circle is a global internet finance company, built on blockchain technology and powered by crypto assets. Based out of Boston, Massachusetts, United States

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Airfox

To accelerate financial inclusion, Airfox's provides the financially underserved in emerging markets digital access to financial services. Based out of Boston, Massachusetts, United States

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Flywire

Flywire develops a vertical payments platform designed to simplify the global payment and receivables process. Based out of Boston, Massachusetts, United States

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MineralTree

MineralTree provides mobile and online accounts payable automation software for finance professionals at growing organizations. Based out of Cambridge, Massachusetts, United States

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CENTRE

Connecting every digital wallet, every currency, everywhere. Based out of Boston, Massachusetts, United States

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Botkeeper

Botkeeper continuously improves, automates data entry, classification and reporting while running 24/7. Based out of Boston, Massachusetts, United States

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Finch

Finch is a seamless, all-in-one account that provides the benefits of investing with the flexibility of checking Based out of Boston, Massachusetts, United States

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Accion

Accion is a global nonprofit that gives people access to financial tools needed to improve lives. Based out of Cambridge, Massachusetts, United States

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Hometap

Hometap aims to revolutionize home financing, giving homeowners a new way to take advantage of the equity in their homes. Based out of Cambridge, Massachusetts, United States

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Own Up

Own Up provides a software solution that enables residential lending from various lenders. Based out of Boston, Massachusetts, United States

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Corvus Insurance

Corvus Insurance provides AI-driven commercial insurance that empowers brokers and policyholders to predict and prevent risk. Based out of Boston, Massachusetts, United States

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Numerated

Numerated makes it faster, simpler and more efficient for businesses to purchase financial products from banks Based out of Boston, Massachusetts, United States

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Quantopian

Quantopian inspires talented people to write investment algos. Select authors may license their algos to us and get paid for performance. Based out of Boston, Massachusetts, United States

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Capchase

Capchase helps SaaS companies finance the growth of their operations with cash tied up in future monthly payments. Based out of Cambridge, Massachusetts, United States

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Goji

Goji is an American online insurance agency, combining smart tech with human expertise to find you the right policy at the best price. Based out of Boston, Massachusetts, United States

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55ip

55ip is a tax-smart investment strategy engine used by financial advisors to dramatically improve their efficiency and effectiveness. Based out of Boston, Massachusetts, United States

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BISON

Bison’s technology disrupts the way data is collected, analyzed, and reported in private markets. Based out of Boston, Massachusetts, United States

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Forward Financing

Forward Financing is a Boston-based financial technology company that provides fast, flexible working capital to small businesses nationwide Based out of Boston, Massachusetts, United States

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Jassby

Jassby is a mobile payment system designed for families, kids, and teens. Based out of Waltham, Massachusetts, United States

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TowerIQ

TowerIQ is a broker first platform that brings transparency to insurance markets. Based out of Boston, Massachusetts, United States

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PAYMYNT Group

PAYMYNT is a financial growth app that combines mobile commerce, investing, cash and crypto rewards all in one digital wallet. Based out of Boston, Massachusetts, United States

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Cambridge Blockchain

Cambridge Blockchain develops blockchain-based identity management and compliance software solutions for financial institutions. Based out of Cambridge, Massachusetts, United States

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LearnLux

LearnLux is a digital, independent financial, and benefits education platform. Based out of Boston, Massachusetts, United States

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Edmit

Edmit helps families make smarter college financial decisions, leading to less debt and better life outcomes Based out of Boston, Massachusetts, United States

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Galaxy.AI

Galaxy.AI create AI to automate P&C insurance claims processing, disrupting a $50B/year market. Based out of Cambridge, Massachusetts, United States

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Digital Onboarding

Digital Onboarding provides digital onboarding for financial services products that drives bank profits by increasing new customer rates. Based out of Boston, Massachusetts, United States

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Covestor

Covestor develops portfolio sync technology that enables investors to select investment management talents for online marketplaces. Based out of Boston, Massachusetts, United States

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Envel

Using the power of Artificial Intelligence to guide your finances in real-time Based out of Boston, Massachusetts, United States

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Elsen

A platform-as-a-service company for large financial institutions that allows anyone to harness their data to solve the most complex problems Based out of Boston, Massachusetts, United States

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Knox Financial

Knox Financial helps people manage and identify residential rentals with its algorithm-based platform. Based out of Boston, Massachusetts, United States

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Ricult Inc.

Ricult is a Data Science company that develops AI/Data/Tech/Financial-based digital solutions for the agricultural ecosystem. Based out of Boston, Massachusetts, United States

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Monit

Predictive cashflow & financial optimization platform for small business owners, distributed by banks and enterprise partners serving SMBs. Based out of Boston, Massachusetts, United States

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MainVest

MainVest is an investment platform giving small businesses a better option for access to capital. Based out of Salem, Massachusetts, United States

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Finomial

Finomial automates the hedge fund subscription process and provides investor analytics on compliance, marketing, and investor relations. Based out of Boston, Massachusetts, United States

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SavingStar

SavingStar helps shoppers earn cash back at 58,000 supermarkets and drugstores and 800+ online retailers. There's nothing to clip/print. Based out of Waltham, Massachusetts, United States

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Cignifi

Cignifi uses mobile behavior data in emerging markets to deliver credit scores and marketing tools to telecom and financial companies. Based out of Cambridge, Massachusetts, United States

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Everyday Life Insurance

Everyday Life Insurance uses technology to redefine financial security for middle income families. Based out of Boston, Massachusetts, United States

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BondLink

BondLink builds technology products and tools to help modernize the municipal bond market. Based out of Boston, Massachusetts, United States

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KingsCrowd

KingsCrowd is an online private market rating and analytics platform for equity crowdfunding research and rating service. Based out of Boston, Massachusetts, United States

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Vested

Vested is helping employees maximize the value of their hard-earned equity. Based out of Boston, Massachusetts, United States

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Fincura

Fincura helps businesses grow by enabling financial institutions to make faster and smarter lending decisions through big data. Based out of Boston, Massachusetts, United States

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Stavvy

Stavvy is a modern lending experience designed to connect lenders with their title, settlement, and appraisal vendors. Based out of Boston, Massachusetts, United States

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Lendbuzz

Lendbuzz is a car financing platform that helps consumers with thin U.S. credit history obtain financing for their car purchase. Based out of Boston, Massachusetts, United States

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Energetic Insurance

Energetic Insurance unlock solar financing for unrated or below investment grade organizations. Based out of Boston, Massachusetts, United States

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LoopPay

LoopPay is an m-commerce platform provider that enables retail consumers to pay with their mobile phones. Based out of Woburn, Massachusetts, United States

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RECLAIM (MyA Health)

RECLAIM is a financial wellness app that relieves patients from financial stress so that they can focus on their wellbeing. Based out of Cambridge, Massachusetts, United States

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Hemista

Robo Advisor for Immigrants/Expats Based out of Boston, Massachusetts, United States

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MentorWorks Education Capital

MentorWorks supports low/middle income students through income share agreement financing and career mentoring. Based out of Needham, Massachusetts, United States

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Till Financial

Till Financial is a developer of a digital financial platform intended to help kids monitor their spendings. Based out of Boston, Massachusetts, United States

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DipJar

DipJar is changing the game of fundraising Based out of Cambridge, Massachusetts, United States

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Sungage Financial

Sungage Financial provides a proprietary online platform that enables homeowners to apply, qualify, and contract for solar financing. Based out of Boston, Massachusetts, United States

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Paerpay

FinTech, Frictionless Payments, SaaS Based out of Boston, Massachusetts, United States

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Wealthface

Wealtface is an online investment platform., a new way to offer financial advice— A combination of digital advice and face to face advice. Based out of Newton, Massachusetts, United States

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LifeYield

LifeYield is a software company that helps forward-thinking financial firms, advisors, and investors make more and keep more money. Based out of Boston, Massachusetts, United States

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FinMason, Inc

Investment Analytics as a Service firm empowering agile for all WealthTech firms Based out of Boston, Massachusetts, United States

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Finnest

Finnest is the first debit card and app for kids (8+) and teens with a focus on holistic financial education. Based out of Boston, Massachusetts, United States

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Tunnel

Send Money To Anyone, Anywhere In The World, Instantly & With No Transaction Fees. Fiat-Based, Real-Time, Cross-Currency Payments on our DLT Based out of Boston, Massachusetts, United States

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Sandbox Banking

Sandbox Banking strives to provide personalized and cost-effective investment solutions. Based out of Boston, Massachusetts, United States

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Catch

Catch creates a new personal safety net that is accessible, affordable, and effective. Based out of Boston, Massachusetts, United States

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Terainium LLC

Tera Cloud is end-to-end SaaS spend management and AML platform Based out of Boston, Massachusetts, United States

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Wunderite

Next-generation software for insurance agents Based out of Boston, Massachusetts, United States

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ZSuite Technologies

ZSuite Technologies provides financial institutions with innovative technology that solves real problems and grow businesses. Based out of Burlington, Massachusetts, United States

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Volos

Volos develops a platform that provides strategy indexes for institutional investors. Based out of Boston, Massachusetts, United States

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LibertyX

LibertyX is America's oldest and largest network of bitcoin ATMs, cashiers, and kiosks. Based out of Boston, Massachusetts, United States

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UniBit, Inc.

The next-gen data infrastructure for finance companies Based out of Boston, Massachusetts, United States

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Sixpence Crowdfunding

Fundraising platform/app where donors can support a campaign or organization through roundups to the nearest dollar on their daily purchases Based out of Boston, Massachusetts, United States

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OnPlace inc.

OnPlace is a FinTech platform that allows you to elicit maximum potential from your investments. Based out of Boston, Massachusetts, United States

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EverVest

EverVest provides financial risk analysis and cash flow modeling software to renewable energy investors. Based out of Cambridge, Massachusetts, United States

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Melius

Melius is a financial products distributor that offers financial advice and guidance for its users. Based out of Boston, Massachusetts, United States

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Finalta

Finalta develops software for institutional asset managers worldwide. Based out of Bedford, Massachusetts, United States

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Radius Bank

Radius Bank is a forward-thinking community bank offering a full complement of convenient, leading-edge personal and business products. Based out of Boston, Massachusetts, United States

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Gridline AI

Gridline AI is an AI-powered platform that provides the easiest way to unlock project finance. Based out of Allston, Massachusetts, United States

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ArgoPay

ArgoPay is a virtual credit card company that requires no processing fees and offers rewards to consumers. Based out of Boston, Massachusetts, United States

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AI Exchange

AI Exchange offers a web-based technology and investment advisory platform for alternative investments. Based out of Boston, Massachusetts, United States

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Pay4Education

A fintech company focused on helping consumers making informed college finance choices Based out of Springfield, Massachusetts, United States

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Local Lift

Local Lift brings crowdfunding to your local area. Based out of Boston, Massachusetts, United States

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Finary

An investing discussion site where millennials can follow other investors, join forums on a wide range of investing topics, and make trades. Based out of Cambridge, Massachusetts, United States

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PayDownHero

PayDownHero's app is live in iOS, we empower users to aggressively combat auto loan debt, using round-ups, micropayments and real-time data! Based out of Boston, Massachusetts, United States

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Buckit

Buckit is an AI personal Financial Manager Based out of Boston, Massachusetts, United States

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Invoice Cloud

Invoice Cloud, Inc. partners to provide simple, secure web based electronic invoice presentment and processing solutions. Based out of Braintree, Massachusetts, United States

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Splitzee

Splitzee is a full-featured management service for all your group’s adventures. Based out of Waltham, Massachusetts, United States

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PYMNTS.com

PYMNTS.com is a website that features latest information related to e-commerce and online payment methods. Based out of Boston, Massachusetts, United States

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Surround Insurance

Helping our members navigate the uncertainty of modern life with smarter insurance Based out of Cambridge, Massachusetts, United States

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Bend Financial, Inc.

Bend Financial is a next generation Health Savings Account provider Based out of Boston, Massachusetts, United States

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Financial Diligence Networks

Financial Diligence Networks is a private network connecting allocators and hedge funds. Based out of Boston, Massachusetts, United States

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Second Decimal

Second Decimal is a technology company that transforms corporate tax departments through innovative technologies. Based out of Burlington, Massachusetts, United States

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ImpulseSave

ImpulseSave is a free banking platform that enables people to save from their mobile phones on ecommerce sites such as Amazon. Based out of Cambridge, Massachusetts, United States

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Blueleaf

Salesforce.com meets Mint.com for Wealth Managers Based out of Boston, Massachusetts, United States

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Gradifi, Inc

Financial tech company providing a unique series of programs and sponsorships to accelerate student loan paydown Based out of Boston, Massachusetts, United States

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FINTRX

FINTRX is a single family office and multi-family office database for the alternative investment industry and private capital markets Based out of Boston, Massachusetts, United States

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CauseEDU

CauseEDU is a crowdfunding and college financial literacy platform. Based out of Boston, Massachusetts, United States

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Hartford Funds

Hartford Funds is a registered investment advisory firm. Based out of Canton, Massachusetts, United States

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StrattyX

StrattyX is a quant trading software company that creates, tests, and automates trading strategies. Based out of Boston, Massachusetts, United States

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Underwrite.ai

Underwrite.ai applies advances in artificial intelligence to provide lenders with non-linear, dynamic models of credit risk. Based out of Boston, Massachusetts, United States

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ESGAnalytics.AI

AI-Powered Data & Analytics Platform for ESG investment decisions and risk analysis. Based out of Wayland, Massachusetts, United States

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Givinga

Givinga provides a complete solution for companies, employees, and charities to engage, collaborate and amplify their charitable activities. Based out of Boston, Massachusetts, United States

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A.I. Capital Management

Solving Quantitative Trading with Deep Reinforcement Learning Based out of Boston, Massachusetts, United States

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Hiveage

Efficient online invoicing and payments for small businesses and freelancers Based out of Boston, Massachusetts, United States

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Stock Rover

Stock Rover is an equity research platform that uses an Integrated Development Platform and web 2.0 technology. Based out of Braintree, Massachusetts, United States

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FiVerity, Inc.

Intelligent Solutions for Cyber Fraud Detection in Financial Institutions Based out of Boston, Massachusetts, United States

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Cinch Financial

Comprehensive personal financial manager and intelligence platform. Based out of Boston, Massachusetts, United States

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