101 Spain Based Fintech Companies | The Most Innovative Fintech Companies

Spain's tech sector is booming. As it has done for some time now this boom has centered on the Spain's financial technology sector.  This has proven to be a major success and the world is now seeing the fruits of this success.

The world is seeing how Spain is leading the way in technological innovation. However, these fintech startups only scratch the surface. The handful of articles written about Spain's success in this realm are just a small hint of that innovation. 

Spain, like many countries, is a melting pot of different cultures and values, and from this diversity naturally arises a different set of ideas about how business should be done. Fintech is a natural fit for this.  

Banco Bilbao Vizcaya Argentaria

Banco Bilbao Vizcaya Argentaria is a global financial services group that offers the a range of services to customers and companies. Based out of Bilbao, Pais Vasco, Spain

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Bnext

Bnext is the leading mobile-first neobank of Spain Based out of Madrid, Madrid, Spain

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fintonic

Fintonic is a free application that enables anyone to organize accounts and saving money. Based out of Madrid, Madrid, Spain

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Afterbanks

Subsidiary of Minsait, an Indra company, aggregates bank data and initiate payments. Authorized by the UK FCA to operate as PISP and AISP. Based out of Madrid, Madrid, Spain

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Verse

Verse offers a payments platform that allows users to share payments easily, instantly, and with no hidden fees. Based out of Barcelona, Catalonia, Spain

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Ibancar

Specialist online asset backed lender offering consumer loans to clients with difficult credit history Based out of Málaga, Andalucia, Spain

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Pagantis

Pagantis, an established fintech founded in 2011, provides automated, friction-free consumer finance for e-commerce transactions in Europe. Based out of Madrid, Madrid, Spain

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ID Finance

ID Finance is a fast-growing data science, credit scoring and global consumer digital finance provider. Based out of Barcelona, Catalonia, Spain

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Lana

Lana is a technology platform for Gig Economy workers that operates as a financial marketplace in LATAM Based out of Madrid, Madrid, Spain

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Cobee

Cobee is a Spanish fintech startup that develops an online platform that automates and simplifies employee benefits management. Based out of Madrid, Madrid, Spain

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Rebellion Pay

Neobank of the Gen Z and Millenial generations Based out of Madrid, Madrid, Spain

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Goin

Goin is a mobile application to save money easily and take advantage of it without knowing how to invest. Based out of Barcelona, Catalonia, Spain

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Ninety Nine

Ninety Nine is a developer of financial trading platform intended to charge no commission fees. Based out of Madrid, Madrid, Spain

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Capital Cell

Capital Cell is a European equity crowdfunding platform for biotech & healthcare projects based in Barcelona and Cambridge/UK. Based out of Barcelona, Catalonia, Spain

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Reloadly

Plug and play APIs for prepaid airtime, data and digital mobile payments across emerging regions. Based out of Barcelona, Catalonia, Spain

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anfix

Anfix is an accounting, invoicing and HR cloud software designed for advisors and small business/professionals Based out of Valladolid, Castilla y Leon, Spain

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Mitto

Mitto is a debit card and app designed for “Generation Z” teens. Based out of Barcelona, Catalonia, Spain

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Nemuru

Universal point-of-sale lending platform disrupting how people pay for services and goods. Based out of Barcelona, Catalonia, Spain

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Coverfy

Coverfy is an insurtech startup on a mission to make insurance easy for everyone. Based out of Barcelona, Catalonia, Spain

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Finnu

Finnu is a Fintech startup giving its users access to affordable asset-backed consumer loans via its mobile app. Based out of Barcelona, Catalonia, Spain

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Housers

Housers is a crowdfunding and crowdlending platform that enables individuals to invest in real estate, green and corporate projects. Based out of Madrid, Madrid, Spain

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Finizens

Wealth management firm offering a 100% digital robo-advisor investment service through globally diversified, low-cost index fund portfolios. Based out of Madrid, Madrid, Spain

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bnc10

Bnc10 IS A mobile banking platform that aims to bend finance rules, far from traditional banks. Based out of Barcelona, Catalonia, Spain

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Aplazame

Aplazame is a consumer credit company that provides instant financing service for online purchases. Based out of Madrid, Madrid, Spain

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Polaroo

Polaroo is a centralized platform that allows its users to manage, optimize, and unify household bills. Based out of Barcelona, Catalonia, Spain

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Unnax

Unnax enables businesses to access financial-related data from customers in a simple and secure way. Based out of Barcelona, Catalonia, Spain

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Neo (getneo.com)

Cash management and FX Hedging SaaS. We build bespoke FX hedging and cash management solutions for corporates across EU. Based out of Barcelona, Catalonia, Spain

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Fuell Corporate Cards

A radically better corporate card for your business. Say goodbye to expense reports while you get credit limits that grow with you Based out of Madrid, Madrid, Spain

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StudentFinance

StudentFinance is a Fintech company that aims to solve the skills gap, while transforming the trillion dollar education industry. Based out of Madrid, Madrid, Spain

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StockCrowd

StockCrowd is a software company that develops the Financial Crowd Management (FCM) software. Based out of Barcelona, Catalonia, Spain

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BBVA

BBVA is a financial company that provides a variety of banking services online. Based out of Bilbao, Pais Vasco, Spain

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EthicHub

Blockchain-based P2P platform connecting profitable small farming communities with lenders and product buyers. Based out of Madrid, Madrid, Spain

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Fundsfy

Fundsfy brings together banking services plus an investor's marketplace to manage the money and make it grow all from one place. Based out of Valencia, Comunidad Valenciana, Spain

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HUBUC

Banking as a Platform that enables businesses to embed financial services in their products and services. Based out of Barcelona, Catalonia, Spain

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LoanBook Capital

Online marketplace lending platform Based out of Barcelona, Catalonia, Spain

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Cleverea

P&C Neo-insurer. We design, develop, underwrite, distribute (B2C & B2B2C) and manage disruptive insurance across the whole customer journey. Based out of Barcelona, Catalonia, Spain

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Captio

Captio enables companies and their employees an improved control of their expenses and the discovery of new savings opportunities. Based out of L'hospitalet De Llobregat, Catalonia, Spain

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TaxDown

TaxDown is a Spanish startup that eases the income tax return filing process for taxpayers. Based out of Madrid, Madrid, Spain

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Banco Santander

Banco Santander is a bank with services specifically for retail and commercial sectors. Based out of Madrid, Madrid, Spain

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Brickbro

Brickbro is the first platform to ease the process of selling and buying commercial spaces and offices. Based out of Barcelona, Catalonia, Spain

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Divilo

Divilo is a B2B financial platform for companies and the self-employed. Based out of Madrid, Madrid, Spain

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PIGARI

Corporate debit cards for SME and Freelancers to automate expense management and remove paper expense receipts. Based out of Barcelona, Catalonia, Spain

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Worldcoo

Worldcoo is a social company aimed at funding NGO projects through omnichannel committed companies and their users. Based out of Barcelona, Catalonia, Spain

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Atani

The all-in-one crypto platform: exchanges, wallets and taxes under one roof! Based out of Madrid, Madrid, Spain

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Finanbest

Finanbest is a B2C and B2B robo advisor that provides financial advice and online portfolio management. Based out of Madrid, Madrid, Spain

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Finteca

makes it easy to plan, apply and coordinate a mortgage - all from your phone. Based out of Barcelona, Catalonia, Spain

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Advancing

Fintech solution offering landlords the chance to receive 12 months of their rents in advance while protecting them against default payments Based out of Barcelona, Catalonia, Spain

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Bit2Me

Suite of blockchain services for exchanging cryptocurrencies and boost the adoption of Bitcoin Based out of Elche, Comunidad Valenciana, Spain

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Startupxplore

Startupxplore is a premium startup investment platform that allows unexperienced and time-savvy investors to diversify their portfolio . Based out of Valencia, Comunidad Valenciana, Spain

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Preseries

PreSeries takes advantage of Machine Learning to transform startup investing into a successful data-driven practice Based out of Valencia, Comunidad Valenciana, Spain

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Zank

Zank is a platform where borrowers and lenders come together to make intelligent use of their money. Based out of Madrid, Madrid, Spain

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Lucas

Lucas is introducing a new and accessible way into homeownership to millennials through a Rent to Buy model Based out of Madrid, Madrid, Spain

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Tickendy

Tickendy is the world’s first contactless digital receipt processing & analytics platform. Based out of Madrid, Madrid, Spain

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Flanks

Flanks is the first Spanish company specialized in providing comprehensive solutions of high added value based on financial data. Based out of Barcelona, Catalonia, Spain

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Micappital

Micappital automated savings and investments manager in Spain Based out of Madrid, Madrid, Spain

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Trioteca

Trioteca is the digital advisor that helps you to get your best mortgage in Spain Based out of Barcelona, Catalonia, Spain

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Combine

Combine is a mobile financial assistant that lets people feel in control of all their finances. Based out of Barcelona, Catalonia, Spain

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Bewater Funds

Private securities investment for professional investors, with liquidity Based out of Madrid, Madrid, Spain

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Arboribus

Arboribus is a financial intermediary that helps small and medium enterprises find suitable funding opportunities. Based out of Barcelona, Catalonia, Spain

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Bewa7er

Bewa7er is a Fintech Venture Builder with currently 3 projects under way: Indexa Capital, Indexa Lending and Bewater Fund. Based out of Bilbao, Pais Vasco, Spain

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Pibisi

Automatised KYC for regulated companies Based out of Madrid, Madrid, Spain

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DUNFORCE

The smart collection agent that simplifies and accelerates the payment of your receivables. Based out of Barcelona, Catalonia, Spain

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MYMOID

MYMOID is a mobile payment service characterized by its ease of use and security of all your transactions. Based out of Madrid, Madrid, Spain

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Feelcapital

Feelcapital is an advisor theft and web platform that provides personalized advice in investment funds and pension funds. Based out of Madrid, Madrid, Spain

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Livetopic

Livetopic is a online financial advisor that performs a detailed and independent analysis of your financial situation. Based out of Pontevedra, Galicia, Spain

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Finanzarel

Finanzarel is an online marketplace where companies meet investors to solve working capital needs. Based out of Barcelona, Catalonia, Spain

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Kommerce

Commodities Trade and Finance Platform for Africa & the World Based out of Tórtola, Castilla-La Mancha, Spain

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Pensumo

Pensumo seeks to implement in Europe a savings model by measuring personal consumption and measuring responsible actions. Based out of Zaragoza, Aragon, Spain

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Fellow Funders

Fellow Funders is an online financing platform (or equity crowdfunding) that allows investors to invest in early stage and growth companies. Based out of Madrid, Madrid, Spain

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ECrowd!

ECrowd! offers crowdlending for investment projects. Based out of Barcelona, Catalonia, Spain

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Qbitia

Qbitia is a software company that develops solutions for capital markets designed to simplify and optimize daily trading work. Based out of Pontevedra, Galicia, Spain

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BrickFunding

BrickFunding is a platform of platforms specialized in online crowdfunding investments (equity, lending, and crypto) Based out of Madrid, Madrid, Spain

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Besepa

Besepa is a FinTech startup that offers a technology platform. Based out of Madrid, Madrid, Spain

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Zyfro

Zyfro provides invoicing software for enterprises, freelances and bookkeepers. Based out of Barcelona, Catalonia, Spain

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easyGOband

easyGOband is a Enterprise software for access control and cashless payments' wearables. Based out of Castellón De La Plana, Comunidad Valenciana, Spain

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Neo Moon

NeoMoon aims to become a Spanish challenger bank Based out of Madrid, Madrid, Spain

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P10 Finance

Prestamo 10 is a Spanish micro-lending platform specialized in the field of online credit. Based out of Lleida, Catalonia, Spain

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Arbor Fintech

Arbor is a 360 degree financial wellness platform helping users to save, invest and cut debt through Based out of Madrid, Madrid, Spain

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OpSeeker

Web application that allows you to improve your investments and savings using fictitious money and helps you improve your financial health. Based out of Amés, Galicia, Spain

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Clikalia

Spanish iBuyer Based out of Madrid, Madrid, Spain

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Zero1

Early Supply Chain financing to help businesses thrive Based out of Madrid, Madrid, Spain

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Segguroo

Segguroo is an insurance management app that economizes and manages all insurance without changing companies. Based out of Madrid, Madrid, Spain

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Storm Innovation

Storm Innovation is a digital platform to connect micro merchants with stock suppliers & banks. Based out of Barcelona, Catalonia, Spain

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HashMarket

Decentralized Investment plaftorm through Hashrate Futures Based out of Barcelona, Catalonia, Spain

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Openfinance

We offer front-office solutions for financial advisory and portfolio management. Based out of Madrid, Madrid, Spain

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impok

Impok is a social network that enables its users to manage their financial portfolios and share investment ideas with others. Based out of Valencia, Comunidad Valenciana, Spain

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t.BOOST

Fintech company who help retailers, SMEs and corporations adapt to the industy 4.0 without pain. Based out of Valencia, Comunidad Valenciana, Spain

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Comunitae

Comunitae is the pioneer platform to offer individuals a new way to save more profitably than traditional financial products. Based out of Madrid, Madrid, Spain

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Flipsimply

Flipsimply is an inventory crowd-financing platform where brands can offer exclusive investment opportunities. Based out of Madrid, Madrid, Spain

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Bitsquare

Bitsquare is an open-source desktop application that allows you to buy and sell bitcoins in exchange for national currencies,. Based out of Barcelona, Catalonia, Spain

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Eurobits Technologies

Eurobits Technologies is a European leader in PSD2 & Financial Aggregation Services. Based out of Madrid, Madrid, Spain

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GourmetPay

GourmetPay is an app that allows customers to pay faster at bars and restaurants. Based out of Madrid, Madrid, Spain

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Bankinter

Bankinter is a commercial bank with a Venture Capital program investing in startups Based out of Madrid, Madrid, Spain

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Finnovista

Finnovista is an impact organization that empowers Fintech and Insurtech ecosystems in Latin American and Spain. Based out of Madrid, Madrid, Spain

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Noken Digital Assets

Noken Digital Assets is an asset-backed blockchain tokenization solution with native notarial intervention. Based out of Valencia, Comunidad Valenciana, Spain

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SeQura

SeQura believe that buying online should be as easy as it has always been in real life. Based out of Barcelona, Catalonia, Spain

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Inventure Cloud

Inventure Cloud is an online collaboration and invention platform enabling consumers to submit their ideas and get them crowdfunded. Based out of Valencia, Comunidad Valenciana, Spain

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HandCash

HandCash is a Bitcoin mobile wallet. Based out of Madrid, Madrid, Spain

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PayNoPain

PayNoPain how to make your day-to-day payments more comfortable and safe. Based out of Castellón, Comunidad Valenciana, Spain

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Balandras

Balandras is an online equity crowdfunding aggregator that enables investors to find and fund suitable startups. Based out of Valencia, Comunidad Valenciana, Spain

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Talvi

Talvi is an automated financial advisor offering financial planning, investment management and financial education all on a mobile app. Based out of Barcelona, Catalonia, Spain

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