63 North Carolina Based Fintech Companies | The Most Innovative Fintech Companies

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Fundbox is a B2B payment and credit network that transforms how funding flows.

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Fintech companies in and around North Carolina have taken different approaches to reshaping the financial industry. While one is developing a novel way to make life insurance more accessible, another is reinventing the world of digital banking. For each of North Carolina’s established and fledgling fintech leaders, changing the future of finance is a part of the daily grind. Here’s a look at 63 fintech companies in and around North Carolina doing their part to disrupt a leading industry.

nCino

Ncino is a cloud-based bank operating solution for the financial services industry. Based out of Wilmington, North Carolina, United States

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AvidXchange

AvidXchange is a software company specializing in automating invoice and payment processes for mid-market businesses. Based out of Charlotte, North Carolina, United States

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Finmark

Finmark is financial planning software for startups; making it simple for companies to manage their runway, hiring, and cash. Based out of Raleigh, North Carolina, United States

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Bank of America

Bank of America offers banking, investing, and other financial and risk management services to individuals, SMBs and large corporations. Based out of Charlotte, North Carolina, United States

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Spreedly

Spreedly is cloud-based payment infrastructure that allows businesses to work with multiple payment gateways simultaneously. Based out of Durham, North Carolina, United States

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ARCA

Transaction automation enabling the future of bank branches and retail stores. Based out of Mebane, North Carolina, United States

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Payzer

Payzer is the All-in-One Financial Tool that helps contractors grow their business. Based out of Charlotte, North Carolina, United States

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Apiture

Apiture combined their APIs into frustration-shattering digital banking solutions to address the hurdles today's banks & credit unions face. Based out of Wilmington, North Carolina, United States

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Amicus

Amicus specializes in the fields of community foundations, mobile software, impact monitoring, and nonprofit. Based out of Charlotte, North Carolina, United States

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Constellation Digital Partners

Constellation Digital Partners is a Digital Financial Services Platform. Based out of Raleigh, North Carolina, United States

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Tradier

Tradier offers developers, trading platform providers and investors an innovative trading platform and a rich set of real-time APIs. Based out of Charlotte, North Carolina, United States

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Quo Finance

Quo Finance is creating the first subscription financial backup plan to democratize financial wellness. Based out of Charlotte, North Carolina, United States

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Honeyfi

Honeyfi is an app that helps couples handle their everyday finances and save for their biggest life goals together. Based out of Charlotte, North Carolina, United States

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Zogo Finance

Zogo Finance is a white-label mobile banking application for financial institutions and for parents and teens. Based out of Durham, North Carolina, United States

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MEDICI

MEDICI is the global destination for the FinTech industry for the benefit of enterprises, startups, and investors. Based out of Charlotte, North Carolina, United States

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Home Lending Pal

HLP is an AI-powered Mortgage Advisor that performs an affordability risk and approval assessment for potential first time homebuyers. Based out of Raleigh, North Carolina, United States

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FISCAL Technologies Inc.

FISCAL Technologies offers purchase-to-pay forensics fraud and risk Saas software in the cloud. Based out of Raleigh, North Carolina, United States

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Equity Shift

Equity Shift provides an intelligent securities software platform for private companies, their investors, and trusted third-parties. Based out of Raleigh, North Carolina, United States

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LendingTree

LendingTree is an online lending exchange that connects consumers with multiple lenders who compete for their business. Based out of Charlotte, North Carolina, United States

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Agingo

Agingo is managing data like money using its advanced Not-Only-One-Blockchain platform Based out of Charlotte, North Carolina, United States

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FaaStrak

Finally Making Equipment Leasing & Financing Easy! Based out of Charlotte, North Carolina, United States

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Clinverse

Clinverse is a technology company engaged in the financial management of clinical trials and associated payments. Based out of Raleigh, North Carolina, United States

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WalletFi

WalletFi enables cardholders to seamlessly update their new or reissued card with top online merchants, all within their banking app. Based out of Durham, North Carolina, United States

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LoanWell

LoanWell is a developer of a loan platform designed to help in the financial transactions between friends and family. Based out of Durham, North Carolina, United States

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Paymentus

Paymentus provides a payment network that allows consumers to pay billing companies in real-time via any funding method. Based out of Charlotte, North Carolina, United States

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Global Mobile Finance

Global Mobile Finance develops a relationship-driven remittance mobile application intended for remittance transfers at low cost. Based out of Morrisville, North Carolina, United States

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Encrypted Labs

Full Service Enterprise Blockchain Consulting Based out of Charlotte, North Carolina, United States

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Malartu

Malartu is a developer of a business intelligence platform designed for business advisors and their clients. Based out of Raleigh, North Carolina, United States

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Finsophy PBC

Financial innovation and technology for transparent & mission-aligned capital Based out of Charlotte, North Carolina, United States

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MoneyComb, Inc.

Personal finance app for smarter spending Based out of Durham, North Carolina, United States

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SaaS Alerts

built for MSPs to protect and monetize customer SaaS applications Based out of Wilmington, North Carolina, United States

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BovaMetrics

AI Portfolio Monitoring + Performance Based Rebalancing for Wealth Advisors Based out of Charlotte, North Carolina, United States

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PrecisionLender

The steady rise in asset values leading up to 2007 made it particularly difficult for banks to price appropriately for risk Based out of Charlotte, North Carolina, United States

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Private Wealth Systems, Inc.

Private Wealth Systems is the industry-defining financial technology company that is revolutionizing the $52Tril private wealth industry. Based out of Charlotte, North Carolina, United States

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Conjecta

Conjecta provides services for startups to manage their important financial assets. Based out of Charlotte, North Carolina, United States

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Pacatio

Pacatio is a digital wallet that delivers customer and purchasing data to brick & mortar stores. Based out of Charlotte, North Carolina, United States

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XcooBee

XcooBee is a privacy and payments network with plugin APIs for contactless payments and data and consent management. Based out of Charlotte, North Carolina, United States

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Canopy Financial Technology Partners

Professional Services - Consumer Finance Due Diligence and Data Quality for Digital Assets Based out of Charlotte, North Carolina, United States

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Savvi Insurance

Savvi is home insurance that uses smart home technology with modernized and enhanced protection. Based out of Charlotte, North Carolina, United States

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botsplash

Enterprise omni-channel conversational and messaging platform Based out of Charlotte, North Carolina, United States

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ONE DONATION

One Donation is a giving and donation platform that eliminates barriers associated with traditional methods for funding great causes. Based out of Winston Salem, North Carolina, United States

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InsureLife

Reach more connected consumers, grow your insurance sales. Based out of Raleigh, North Carolina, United States

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CrewPay

Hassle-free 1099 filing and contractor payments Based out of Greensboro, North Carolina, United States

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Venture Debt - Find Venture Debt LLC

Platform to connect with 400+ lenders and learn about venture debt alternatives. Based out of Durham, North Carolina, United States

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Dwell Finance

Dwell Finance is a division of B2R Finance, a financial technology company and leading lender for single-family rental property investors Based out of Charlotte, North Carolina, United States

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Impact Financial Systems

IFS offers the only complete onboarding automation solution in the financial services industry. Based out of Davidson, North Carolina, United States

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First South Bank

Mortgage loan originators and servicers in North Carolina. Based out of Washington, North Carolina, United States

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BiMedis

International Medical Equipment Trading Platform Based out of East Flat Rock, North Carolina, United States

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Alpha Mortgage Corporation

Alpha Mortgage Corporation provides mortgage and loans in Wilmington, New Bern and Jacksonville. Based out of Wilmington, North Carolina, United States

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Quartix

Cloud-based Solutions for Supply Chain Management Based out of Charlotte, North Carolina, United States

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SpaceVault

Digital savings account for Space enthusiasts and professionals Based out of Charlotte, North Carolina, United States

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https://rch1.com/

RCH is a fintech services company that works with plan sponsors & service providers to shift the retirement accounts of participants forward Based out of Raleigh, North Carolina, United States

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QuietStream Financial

QuietStream Financial provides commercial real estate owners, investors, and borrowers with a portfolio of businesses. Based out of Charlotte, North Carolina, United States

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13th & Mars

Clothing-based crowdfunding for your planet. Based out of Wilmington, North Carolina, United States

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Orion Business Solutions LLC

Orion is a Venture Technology and Product Development firm. Based out of Morrisville, North Carolina, United States

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Pensmore, Inc.

Developer of mobile and integrated payment applications for QuickBooks and QuickBooks POS users. Based out of Charlotte, North Carolina, United States

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Localfit, Inc.

Fitness Membership, Subscription, FinTech, Mobile App Based out of Chapel Hill, North Carolina, United States

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Seward Capital

Value-oriented investment manager serving high net worth individuals, family offices, and institutions. Based out of Charlotte, North Carolina, United States

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SKJ Visioneering, LLC

SKJ Visioneering, LLC is a fintech startup developing geeRemit, a global remittance mobile app based on blockchain and mobile money. Based out of Raleigh, North Carolina, United States

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Fortative

Fortative provides startup consulting services to get you from idea to funding to traction to exit. Based out of Raleigh, North Carolina, United States

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Auxesis Outreach

Non-profit Online Resource & Platform Based out of Wake Forest, North Carolina, United States

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MyMoneyMyPlan

My Money My Plan is a mutual fund distribution and advisory platform. Based out of Durham, North Carolina, United States

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AfriBiz

Afribiz makes business happen in Africa by providing platforms for entrepreneurs, SMEs, non-institutional investors. Based out of Charlotte, North Carolina, United States

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