93 South Africa Based Fintech Companies | The Most Innovative Fintech Companies

FinChatBot

We conversational AI solutions to help financial service providers acquire & retain customers Based out of Johannesburg, NA - South Africa, South Africa

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JUMO

JUMO is a technology platform, developed for building and running financial services. Based out of Cape Town, NA - South Africa, South Africa

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StartX

The World’s First Complete Business EcoSystem. Based out of Cape Town, NA - South Africa, South Africa

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Yoco

Yoco helps 100,000 small businesses in South Africa get paid in-store, online, and on the go. Based out of Cape Town, NA - South Africa, South Africa

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Pineapple

Pineapple makes insuring easy, fair and accessible. Get cover in a snap. See the good your premiums do. Get all leftover premium back. Based out of Johannesburg, NA - South Africa, South Africa

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Zoona

Zoona is a mobile technology company developing products such as money transfers, electronic voucher payments, and agent payments. Based out of Cape Town, NA - South Africa, South Africa

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Inclusivity Solutions

We design, build and operate digital insurance businesses in emerging markets Based out of Cape Town, NA - South Africa, South Africa

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VALR

We‘re helping build a financial system that recognises the oneness of humanity. Based out of Johannesburg, NA - South Africa, South Africa

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PayGate (Pty) Limited

PayGate offers leading payment services to enterprise companies worldwide. Based out of Cape Town, NA - South Africa, South Africa

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Planet42

Planet42 is democratising mobility by enabling people ignored by banks to get access to a personal vehicle through car subscription service. Based out of Gauteng, NA - South Africa, South Africa

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Investsure

InvestSure- a tech company, provides APIs to enable partner investment platforms to sell its Investment Insurance product to their clients. Based out of Johannesburg, NA - South Africa, South Africa

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Nomanini

Fintech SaaS platform to deliver digital financial services to the informal retail trade. Based out of Cape Town, NA - South Africa, South Africa

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Getbucks

GetBucks is a fintech company that embraces technology as a means to provide financial products and services to its customers. Based out of Gauteng, NA - South Africa, South Africa

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Fintec Labs

South African financial technology incubator to the largest African insurance- and banking institutions Based out of Stellenbosch, NA - South Africa, South Africa

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Wala

Wala is built a community-driven and gamified personal financial management tool for cash-based consumers in emerging markets. Based out of Cape Town, NA - South Africa, South Africa

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MFS Africa

Simple and relevant mobile financial services. Africa's largest mobile money aggregator. Based out of Johannesburg, NA - South Africa, South Africa

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Bright On Capital

Bright On Capital is a peer-to-peer online enterprise-lending platform for SMEs to raise working capital funding from lenders. Based out of Johannesburg, NA - South Africa, South Africa

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Franc

Franc is a digital wealth platform helping more people invest more. Based out of Johannesburg, NA - South Africa, South Africa

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Paymenow Group

Paymenow Group is an employee benefits platform that offers users early access to earned wages at affordable rates. Based out of Stellenbosch, NA - South Africa, South Africa

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Prospa

Prospa is a mobile savings wallet with no monthly fees and no required minimum account balance. Based out of Cape Town, NA - South Africa, South Africa

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Kopano

Delivering insurance to emerging markets. Based out of Johannesburg, NA - South Africa, South Africa

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Airbuy

Airbuy is an alternative payment that allows e-commerce sites to accept payments without their customers exposing their banking details. Based out of Gauteng, NA - South Africa, South Africa

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Lulalend

Lulalend is an online lending company that provides fast and easy working capital funding to small businesses in South Africa. Based out of Cape Town, NA - South Africa, South Africa

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StokFella

StokFella puts the power of informed financial management and financial decision-making in the hands of all Stokvels. Based out of Fourways, NA - South Africa, South Africa

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CommuScore

We digitise trust in the informal market. We provide alternative credit scoring for the unbanked to drive financial inclusion. Based out of Johannesburg, NA - South Africa, South Africa

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Entersekt

Innovator in mobile identity and payments enablement Based out of Stellenbosch, NA - South Africa, South Africa

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Meerkat

Meerkat is a financial wellness business committed to making a real difference in the financial lives of its customers. Based out of Cape Town, NA - South Africa, South Africa

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GetVanced

GetVanced is a financial wellness platform that allows employees to get immediate access to a percentage of their earned wages. Based out of Johannesburg, NA - South Africa, South Africa

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Invoice Worx

Invoice Worx is a working capital financing company aimed at providing access to a business network that helps businesses. Based out of Gauteng, NA - South Africa, South Africa

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Vollar

Vollar is a digital currency earned by doing good alongside local nonprofit organisations. Based out of Stellenbosch, NA - South Africa, South Africa

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Nobuntu

A community driven savings product which pays you more as you grow older. Based out of Cape Town, NA - South Africa, South Africa

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KINEKT Terminals

“The World’s 1st Underbanked Friendly 2-Step Payments Terminal” Based out of Pretoria, NA - South Africa, South Africa

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My-iMali

My-iMali is a Mobile Wallet Solution and Mobile Wallet Platform. Based out of Gauteng, NA - South Africa, South Africa

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Fo-Sho

Fo-Sho is a peer-to-peer insurtech that is powered by technology to bring affordable short-term insurance to South African markets. Based out of Gauteng, NA - South Africa, South Africa

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Root

A financial services platform - programmable banking and insurance Based out of Cape Town, NA - South Africa, South Africa

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MobiLife

MobiLife is an insurance provider aiming to transform micro-insurance in South Africa. Based out of Johannesburg, NA - South Africa, South Africa

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Bettr Finance

Bettr is a virtual banking experience powered by your smart phone. Based out of Cape Town, NA - South Africa, South Africa

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Mama Money

Mama Money is the world’s first social business for remittances. Based out of Cape Town, NA - South Africa, South Africa

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ProsperiProp

ProsperiProp is fintech platform that makes it possible for people to own property and ultimately create their own personal wealth. Based out of Johannesburg, NA - South Africa, South Africa

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Startupbootcamp Cape Town

Startupbootcamp Cape Town is a leading accelerator focused on scouting for startups in blockchain, connected devices. Based out of Cape Town, NA - South Africa, South Africa

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truID

truID is provides financial institutions and fintechs with secure access to consumer banking data. Based out of Bedfordview, NA - South Africa, South Africa

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Cassava fintech

Cassava Fintech is a specialised Pan-African Technology company. Based out of Bryanston, NA - South Africa, South Africa

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Sygnia

Sygnia is a FinTech company that provides asset management, stockbroking, and administration services. Based out of Cape Town, NA - South Africa, South Africa

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TradeSafe

TradeSafe is an independent online financial escrow platform that securely safeguards the buyer's funds and documentation in trust. Based out of Bryanston, NA - South Africa, South Africa

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Uprise.Africa

The first Equity Crowdfunding platform in South Africa Based out of Cape Town, NA - South Africa, South Africa

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walletDoc

walletdoc is the smart, secure & free way to pay bills - with no admin. Based out of Johannesburg, NA - South Africa, South Africa

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BitFund

Cryptocurrency investment platform Based out of Johannesburg, NA - South Africa, South Africa

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Nona

We accelerate software projects for funded businesses. Based out of Cape Town, NA - South Africa, South Africa

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Token Capital

Holding company Based out of Pretoria, NA - South Africa, South Africa

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Transaction Capital

Transaction Capital is a provider of specialised financial and allied services. Based out of Johannesburg, NA - South Africa, South Africa

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Simply Financial Services

Simply is a #fintech #insurtech company, providing mass market life insurance combos (life + disability + funeral) for South Africans. Based out of Cape Town, NA - South Africa, South Africa

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Merchant Capital South Africa

Merchant Capital is an alternative provider of working capital for small and medium entrepreneurs. Based out of Johannesburg, NA - South Africa, South Africa

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Electrum

Electrum builds software that represents the next generation of payments technology. Based out of Cape Town, NA - South Africa, South Africa

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Artis Turba

Intuitive cryptocurrency exchange built for individuals, traders and investors. Based out of Centurion, NA - South Africa, South Africa

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Rainfin

RainFin is an online lending marketplace that links Borrowers with Lenders. Based out of Somerset West, NA - South Africa, South Africa

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Fundamo (Proprietary)

Fundamo provides mobile financial solutions for banks, financial organizations and mobile network operators. Based out of Cape Town, NA - South Africa, South Africa

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ooba

ooba pioneered mortgage origination in South Africa and now offers a range of solutions to homebuyers. Based out of Cape Town, NA - South Africa, South Africa

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Maxicash

Maxicash is a Fintech company & developer of a mobile app that helps African financially support their loved ones back home. Based out of Johannesburg, NA - South Africa, South Africa

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moneysmart

Personal Financial Management Online Based out of Stellenbosch, NA - South Africa, South Africa

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Airvantage

Airvantage is a fintech provider of mobile financial and value-added services for mobile network operators. Based out of Johannesburg, NA - South Africa, South Africa

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SASA Solutions

SASA is a digital FinTech company that leverage data and tech to take friction out of finance. Based out of Cape Town, NA - South Africa, South Africa

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Rateweb

Rateweb is a fintech web platform that allow users to compare financial products like bank accounts, insurance, brokers, loans & credit card Based out of Centurion, NA - South Africa, South Africa

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4 Africa Exchange Proprietary Ltd.

4 Africa Exchange is a provider of safe and licensed platform that provides easier access, and more product variety to Issuers and Brokers. Based out of Bryanston, NA - South Africa, South Africa

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Octobase

The mobile banking platform for the decentralized economy Based out of Gauteng, NA - South Africa, South Africa

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Arcus Capital

Arcus Capital has created a robo advisor with advanced investment algorithms that trawl the market and analyse them using big data. Based out of Johannesburg, NA - South Africa, South Africa

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Netcash

Netcash specialises in providing secure, online transaction processing services for SMEs in South Africa. Based out of Cape Town, NA - South Africa, South Africa

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Fedgroup

Fedgroup is a financial services company investing in smart technology. Based out of Johannesburg, NA - South Africa, South Africa

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Crowdinvest

Crowdinvest is the first crowd sourced investing platform in South Africa Based out of Stellenbosch, NA - South Africa, South Africa

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Africa Trust Academy

Africa Trust Academy is an education company dedicated to inspiring and educating people for economic transformation Based out of Cape Town, NA - South Africa, South Africa

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Youi

Youi is about helping you get the best premium, getting you a tailored insurance solution, and providing you with the best service. Based out of Centurion, NA - South Africa, South Africa

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Diga Digital Intelligence

Diga Digital Intelligence specializes in cloud applications that are changing the way advisers connect with their clients. Based out of Johannesburg, NA - South Africa, South Africa

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Imafin

Imafin is a specialist payment and commercial credit firm driven by innovation on traditional payments models. Based out of Johannesburg, NA - South Africa, South Africa

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Delter IT

Delter IT Services is a micro lending software development company providing client management systems to micro lenders. Based out of Pretoria, NA - South Africa, South Africa

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Cryptovecs Capital

Cryptovecs Capital is a black-owned African Investment and Technology company headquartered in Johannesburg. Based out of Johannesburg, NA - South Africa, South Africa

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Riskflow

Riskflow is a fintech company founded in 1988, focussing on the creation of enterprise software solutions. Based out of Randburg, NA - South Africa, South Africa

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Stock Shop

Stock Shop provides a toolbox of platforms that financial institutions can white-label to provide financial education. Based out of Johannesburg, NA - South Africa, South Africa

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ZAR X

ZAR X is a licensed stock exchange that uses disruptive fintech to create a more efficient market for all. Based out of Johannesburg, NA - South Africa, South Africa

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AirAdvance

AirAdvance solves the problem that Airbnb income is mostly unrecognized by traditional finance and lending institutions. Based out of Gauteng, NA - South Africa, South Africa

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Blue Financial Services

Blue is a micro-finance institution that offers loans and financial services. Based out of Pretoria, NA - South Africa, South Africa

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Causal Nexus

Causal Nexus is a startup that specialises in next-generation backend payment systems. Based out of Gauteng, NA - South Africa, South Africa

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wanna loan?

wanna loan? is a short-term lender of choice. For fast, paperless applications. Apply in minutes and get paid within an hour. Based out of Cape Town, NA - South Africa, South Africa

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Zonotho

Personal Finance Based out of Pretoria, NA - South Africa, South Africa

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Veneka

Veneka renders payment technology solutions such as card and wallet issuing, card payments, electronic and digital banking. Based out of Johannesburg, NA - South Africa, South Africa

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FMJ Financial Services

Registered tax practitioners that focus on assisting individuals with SARS tax returns, tax advice, tax audits and tax objections Based out of Johannesburg, NA - South Africa, South Africa

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Maxxo

Maxxo Based out of Cape Town, NA - South Africa, South Africa

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Cenfri

Centre for Financial Regulation and Inclusion. Independent think tank focused on financial sector development, Based out of Cape Town, NA - South Africa, South Africa

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RiovicPay

RiovicPay is an innovative company providing money transfer and payment tools. Based out of Pretoria, NA - South Africa, South Africa

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Kukura Capital

Kukura Capital is a company that focuses on financial education and financial technology. Based out of Pretoria, NA - South Africa, South Africa

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SIPP Investments

SIPP is a technology driven investment business with online tools for investors to empower financial well-being. Based out of Johannesburg, NA - South Africa, South Africa

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Neomutual

Neomutual is an online platform dedicated to giving uninsured & underinsured individuals alternative coverage through zero interest credit. Based out of Johannesburg, NA - South Africa, South Africa

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CSI eServices Group Ltd

CSI eServices Group Ltd (CSIEG) is a Secured eServices and FinTech Delivery Company Based out of Pretoria, NA - South Africa, South Africa

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BoE Asset Management

BoE Asset Management Based out of Cape Town, NA - South Africa, South Africa

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Riovic

On Demand Insurance Platform Based out of Johannesburg, NA - South Africa, South Africa

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